At Mpart Benefits Inc, we know that communication leads to community. Not only do we deliver insurance product, but we also provide counselors to communicate the benefit offering.
Voluntary Benefits
Did you know?
70% of millennials and 59% of generation x employees are looking for more flexible benefits*
Why employees love voluntary benefits
- Offset medical costs
- Fill gaps in coverage from deductibles and other co-payments
- Convenience through optional payroll deduction
- Some benefits are pre-tax or tax-deductible
- Coverage offered for spouse and dependents
Why employers love voluntary benefits
In addition to offering employees a more satisfying benefits package, voluntary benefits can partially or entirely offset the cost of enrollment!
Our voluntary benefits portfolio
Disability
Employees who can’t work because they’re sick or hurt may have a tough time paying for everyday living expenses. With disability insurance, you can offer financial protection tailored to meet each of your employee’s unique needs.
accident
With health care costs rising, it’s important to do everything you can to help your employees prepare for life’s sudden turns. Our accident insurance can help offset the unexpected medical expenses that can result from a fracture, dislocation or other covered accidental injury.
critical illness
Critical illness insurance complements major medical coverage by providing a lump-sum benefit that can be used to pay for the direct and indirect costs related to a covered critical illness such as a heart attack or stroke.
cancer
In addition to rising treatment costs, there can be other expenses to consider when a family member is dealing with cancer. Cancer insurance helps offset the out-of-pocket medical expenses and indirect, non-medical costs related to cancer that most medical plans don’t cover. Benefits are available from initial diagnosis through recovery.
hospital confinement
Hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital confinement or outpatient surgery to help offset the gaps that aren’t covered by most major medical plans. This type of coverage can provide employees with a soft landing if you need to move to a major medical plan that has higher out-of-pocket costs.
whole life
Life insurance products enable your employees to tailor coverage for their individual needs. As your employees’ needs change over time, they can update their coverage for each stage of life – whether they’re getting married, having children or getting ready for retirement.
dental
Regular dental care is an important part of maintaining overall health. However, dental cleanings and procedures aren’t usually covered by health insurance, potentially leaving your employees with bills to pay. Offering dental insurance encourages better dental care, creates a more competitive benefits package and helps reduce out-of-pocket expenses for an array of procedures.
Vision
Vision insurance helps pay for eye exams and materials such as glasses and contact lenses. This coverage can help employees maintain healthy vision and overall wellness, as well as provide valuable financial protection.
Long-term Care
Long-term care insurance covers assistance for anyone with a chronic illness or disability who is unable to care for themselves for an extended period of time. It can cover home care, assisted living, adult daycare, respite care, hospice care, nursing home, Alzheimer's facilities, and home modification to accommodate disabilities.